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Home Warranty Insurance Scheme – Building Defect Inspection

Home Warranty Insurance Scheme – Building Defect Inspection

New home

In Queensland, the Queensland Building and Construction Commission QBCC has a new home warranty insurance scheme. Most residential building work valued over $3300 must have home warranty insurance the premium for which the builder pays. Claims can only be made against this policy in the following situations:

  1. a licensed builder does not complete the contracted residential construction work and you have terminated the contract
  2. the contractor fails to rectify defective work
  3. the building suffers from subsidence or settlement.

In essence, the insurance is there to protect consumers in the event of the builder going out of business before work is completed, the builder not being able or refusing to fix defective work or for subsidence or settlement.

There are however time limits on claims against the Home Warranty Scheme.

For structural defects, a complaint must be raised with the QBCC within three months of the structural defect being noticed by you and for non-structural defects, you must lodge this complaint within 7 months of the completion date of the building work. These time frames apply to claims against the warranty scheme and should not be confused with the general time frame for complaints against a builder which are:-

  • Structural defects – within 6 years 6 months from completion
  • Non-structural defects – 12 months from completion.

ABIS recommends that you have a Building Defect Inspection conducted 6 months after your new home construction is completed so you can make a claim against the warranty within the time frame for non-structural defects. ABIS also recommends that you have an inspection done at any time you are concerned that there is structural damage such as water ingress or structural cracking and movement such as subsidence. These Inspections are similar to a Pre Purchase Building Inspections or Building and Pest Inspection

ABIS building and pest inspections are conducted to the highest standard by building inspectors with a minimum of 10 years experience together with the highest professional qualifications in their field. ABIS has been in business over 27 years conducting both building and timber pest inspections.

Our highly recommended home inspectors are all long term trusted employees not here today gone tomorrow sub-contractors. ABIS Inspectors are supported by a unique computer aided inspection system and the latest inspection equipment such as high sensitivity thermal cameras costing thousands of dollars that others don’t often have.

When you book a pre-purchase inspection with ABIS, our friendly local (they know the area and are not in a interstate or overseas call centre) staff will make the whole process easy for you. Our Office team make all the arrangements with you, your agent, the vendor, the tenant (if there is one) and you will be sent an email to confirm the inspection time along with a pre-engagement letter which covers the scope of the inspection. Good communication and local knowledge are key to you getting the most out of your building and pest inspection. We are always happy to answer all your questions and you are most welcome to be on site when we do the inspection. Our technology, systems and processes also mean you get your high quality report shortly after your inspection is completed.

And all this for an incredible low price.

Service Areas

Area Map The Peninsula Moreton Bay Area East Brisbane Redland Bay Area Gold Coast Ipswich Brisbane West Brisbane Northside Brisbane Southside Logan City

ABIS The 1st Choice in Building & Pest Inspections